Willingness to Pay for Complementary Health Care Insurance in Iran

Willingness to Pay for Complementary Health Care Insurance in Iran


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دانشگاه علوم پزشکی تبریز
دانشگاه علوم پزشکی تبریز

نویسندگان: شیرین نصرت نژاد

کلمات کلیدی: Willingness to pay, Health insurance, Contingent valuation method, Iran

نشریه: 16600 , 9 , 46 , 2017

اطلاعات کلی مقاله
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نویسنده ثبت کننده مقاله شیرین نصرت نژاد
مرحله جاری مقاله تایید نهایی
دانشکده/مرکز مربوطه دانشکده مدیریت و اطلاع رسانی پزشکی
کد مقاله 61553
عنوان فارسی مقاله Willingness to Pay for Complementary Health Care Insurance in Iran
عنوان لاتین مقاله Willingness to Pay for Complementary Health Care Insurance in Iran
ناشر 4
آیا مقاله از طرح تحقیقاتی و یا منتورشیپ استخراج شده است؟ خیر
عنوان نشریه (خارج از لیست فوق)
نوع مقاله Original Article
نحوه ایندکس شدن مقاله ایندکس شده سطح یک – ISI - Web of Science
آدرس لینک مقاله/ همایش در شبکه اینترنت http://ijph.tums.ac.ir/index.php/ijph/article/view/10998

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Abstract Background: Complementary health insurance is increasingly used to remedy the limitations and shortcomings of the basic health insurance benefit packages. Hence, it is essential to gather reliable information about the amount of Willingness to Pay (WTP) for health insurance. We assessed the WTP for health insurance in Iran in order to suggest an affordable complementary health insurance. Methods: The study sample consisted of 300 household heads all over provinces of Iran in 2013. The method applied was double bounded dichotomous choice and open-ended question approach of contingent valuation. Results: The average WTP for complementary health insurance per person per month by double bounded dichotomous choice and open-ended question method respectively was 199000 and 115300 Rials (8 and 4.6 USD, respectively). Household’s heads with higher levels of income and those who worked had more WTP for the health insurance. Besides, the WTP increased in direct proportion to the number of insured members of each household and in inverse proportion to the family size. Conclusion: The WTP value can be used as a premium in a society. As an important finding, the study indicated that the households were willing to pay higher premiums than currently collected for the complementary health insurance coverage in Iran. This offers the policy makers the opportunity to increase the premium and provide good benefits package for insured people of country then better risk pooling.

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نویسنده نفر چندم مقاله
شیرین نصرت نژاداول

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